Our Companies

Companies within IFGL offer protection, investment and savings solutions to international investors located around the world. IFGL is headquartered in the Isle of Man, a well established global financial centre with an outstanding reputation for investor protection and security.

IFGL employs over 335 staff, manages over $10 billion assets under management and has over 70,000 policyholders.

IFGL has 3 principal brands: RL360°, RL360° Services and Ardan International.

RL360°


RL360 Insurance Company Limited ("RL360°") is one of the fastest growing international life companies, nearly trebling it’s market share over the last 5 years. From our Isle of Man headquarters, we provide savings, investment and protection products to over 50,000 international investors based around the world.

With our size and growth comes security, as recognised by the B+ Financial Strength rating we were awarded by independent actuaries AKG - the joint highest of any company operating in the international market.

RL360° is a winning combination of a well established and financially strong company that has a unique structure that encourages constant dynamism, innovation and commitment to the international market. We are owned by our senior managers (with significant private equity backing from partners who share our vision). Our management team is therefore personally and financially committed to the success of the Company. It is this commitment that sets RL360° apart.

Our heritage stretches back to 1991. RL360° was created at the start of 2009 following the merger of Scottish Provident International (formed in 1991) and Scottish Life International (established in 1996).

We operate in the Far East, Africa, the Middle East, Emerging Europe, Latin America and the UK, with offices in the Isle of Man, Hong Kong, Lebanon, Malaysia and Dubai and have policyholders residing in 170 countries at all points of the compass.

Find out more about our financial solutions, including details and reviews of our award-winning Quantum regular savings plan across our range of websites:




RL360° Services


RL360° Services is dedicated to looking after the personal portfolio bonds and international life policies of its existing customers. While we are no longer open to new business, we provide high quality customer service and policy administration to over 15,000 policyholders located all around the world. We are based in the Isle of Man, a well established global financial centre with an outstanding reputation for investor protection and security.

We were acquired by IFGL in December 2015. Before that we were called CMI Insurance Company Limited (“CMI”), and we sold policies under the Scottish Widows and Clerical Medical brands. We were rebranded to RL360° Services in April 2016.

CMI was established in the Isle of Man in 1987, and has played an influential role in shaping the Isle of Man finance industry and promoting best practice. Visit the RL360° Services website:



Ardan International


Ardan International is an independent wealth platform that allows for a wide range of investments through a single point of access.

Ardan was the first independent wealth platform designed exclusively for international advisers and their clients. Authorised and regulated in the Isle of Man, it provides access to more than 70,000 funds and securities through multiple third party life and pension wrappers.

Ardan was created in 2013, when it was named Acordias. In 2014, the business was acquired by UK wealth manager and stockbroker Rowan Dartington and it was rebranded as “Ardan”, which means “platform” in Manx.

In December 2016 Ardan was acquired by IFGL. Visit the website below: